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中国人民银行:2025年使用存款保险基金135.972亿元开展风险处置

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Grammar Points

截至……as of / up toHSK 4

Used to indicate the deadline or time point up to which a situation is counted or valid. It is very common in reports, statistics, and news.

"截至2025年末,全国参加存款保险的银行业金融机构共计3112家。"

"截至2025年末,存款保险基金存款余额1304.352亿元。"

共计…… / 共……total / altogetherHSK 4

Used to summarize a total amount or number. 共计 is slightly more formal than 共, and both are common in written Chinese, especially in finance and official reports.

"截至2025年末,全国参加存款保险的银行业金融机构共计3112家。"

"2025年共归集保费656.469亿元。"

为……,……in order to / for the purpose ofHSK 3

为 + goal/purpose is used to introduce the purpose of the following action. It often appears at the beginning of a sentence in formal writing.

"为推进金融风险化解,使用存款保险基金135.972亿元开展风险处置。"

向……派发……distribute toHSK 3

向 introduces the target of an action, meaning 'to' or 'toward'. In formal financial Chinese, 向……派发…… means to distribute or pay something to someone.

"董事会建议向全体普通股股东派发2025年末期现金股息每10股2.029元(含税)。"

同比增长…… / 同比下降……year-on-year changeHSK 5

同比 means 'compared with the same period last year'. It is frequently used in economic and business reporting together with 增长, 下降, 上升, etc. to describe changes in data.

"报告显示,2025年净利润3389.1亿元,同比增长1%。"

"净利息收入5727.7亿元,同比下降2.9%。"

Key Vocabulary

亿元yì yuán
niánHSK1

CL:個|个[ge4]

存款cún kuǎnHSK5

bank savings

基金jī jīnHSK6

fund

保险bǎo xiǎnHSK5

secure

同比tóng bǐHSK7

(statistics) compared with the same period of the previous year; year on year; year over year

处置chǔ zhìHSK7

to take care of

截至jié zhìHSK6

by (a time)

使用shǐ yòngHSK4

to employ

报告bào gàoHSK5

to inform

增长zēng zhǎngHSK4

to grow; to increase

股息gǔ xī
净利润jìng lì rùn
利息收入lì xī shōu rù
风险fēng xiǎnHSK5

risk; hazard

发布fā bùHSK5

to distribute

年末nián mò
kuǎnHSK6

funds

开展kāi zhǎnHSK5

to develop

中国人民银行zhōng guó rén mín yín háng
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中国人民银行:2025年使用存款保险基金135.972亿元开展风险处置 - ISCBJ