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债市震荡下,中小银行各打算盘

intermediate36氪1 min read
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Grammar Points

在……下under … circumstancesHSK 5

This pattern means 'under' a certain condition, background, or environment. It is common in formal and news-style Chinese to introduce the situation in which something happens.

"在债市震荡环境下,中小银行配债策略正逐渐呈现分化。"

"近期中小银行增配中长期限债券是在净息差收窄和“资产荒”背景下的被动选择。"

在……的同时,……at the same time asHSK 5

This structure shows that two actions or situations happen at the same time, often comparing two different groups or behaviors. It is very common in written Chinese for contrasting parallel developments.

"在部分中小银行大举买入长期限债券的同时,部分中小银行聚焦短端品种,审慎配置。"

以……in order to / by means ofHSK 5

以 is often used in formal Chinese to express purpose or method. It can mean 'in order to' when followed by a goal, or 'by means of' when followed by a method.

"通过拉长久期提升收益,以缓解短期盈利压力和资金淤积。"

在……的情况下,……in the situation whereHSK 4

This pattern introduces a specific circumstance or condition under which the main clause is true. It is very useful in formal statements and logical explanation.

"在信贷有效需求尚未完全回暖的情况下,配置长期限债券是盘活闲置资金、平衡收益的较优选择。"

是……的选择is a … choiceHSK 4

This structure is used to define or evaluate something as a certain kind of choice. In formal Chinese, it often appears with modifiers before 选择, such as 被动选择, 较优选择, 明智选择.

"近期中小银行增配中长期限债券是在净息差收窄和“资产荒”背景下的被动选择。"

"配置长期限债券是盘活闲置资金、平衡收益的较优选择。"

Key Vocabulary

中小银行zhōng xiǎo yín xíng
deHSK1

(used after an attribute when it modifies a noun)

zàiHSK1

to exist; to be alive

xiàHSK1

downwards

债券zhài quànHSK7

debenture

HSK1

surname He

资金zī jīnHSK5

funds; capital

zhǎngHSK2

(literary) surplus; spare (Taiwan pr. [zhang4])

部分bù fēnHSK4

part; portion; piece

shìHSK1

(adverb for emphatic assertion)

震荡zhèn dàngHSK7

to shake up

债市zhài shì
选择xuǎn zéHSK3

to select; to pick

收益shōu yìHSK6

profit

配置pèi zhìHSK7

allocation

期限qī xiànHSK6

deadline

HSK4

every

HSK4

Taiwan pr. [qi2]

放贷fàng dài
息差xī chà
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