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个贷息费杜绝“糊涂账”,贷款机构密集部署业务调整

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Grammar Points

在……后after / followingHSK 3

This pattern marks the time after an event happens. 在 introduces the event or action, and 后 shows that the main action in the sentence takes place afterward. It is common in formal news writing to describe what happened after a policy, decision, or event.

"在金融监管总局、中国人民银行联合发布《个人贷款业务明示综合融资成本规定》(下称“规定”)后,各类贷款机构密集部署业务调整。"

"在……发布《个人贷款业务明示综合融资成本规定》后,各类贷款机构密集部署业务调整。"

根据……according toHSK 4

根据 is used to introduce the basis, rule, source, or standard for what follows. It means 'according to' or 'based on'. In formal contexts, it often appears before regulations, laws, data, or requirements.

"根据规定要求,综合融资成本“一表明示”"

"根据规定要求,综合融资成本“一表明示”,将分散于利息、服务费、分期费等各个项目的融资成本纳入一张表。"

将……纳入……take/include intoHSK 5

将 is a formal marker that brings the object before the verb, similar to a disposal structure. In this sentence, it highlights what is being handled: the financing costs. 纳入 means 'to bring into' or 'to include within' a system, category, or scope. Together, this pattern is common in formal written Chinese.

"将分散于利息、服务费、分期费等各个项目的融资成本纳入一张表。"

"综合融资成本“一表明示”,将分散于利息、服务费、分期费等各个项目的融资成本纳入一张表。"

不仅……更……not only... but even more...HSK 4

This pattern connects two results or advantages. 不仅 introduces the first point, and 更 emphasizes a stronger or more important second point. It is often used in formal argumentation to show increasing significance.

"不仅澄清息费“糊涂账”,更有利于促进市场公平竞争。"

"将分散于……融资成本纳入一张表,不仅澄清息费“糊涂账”,更有利于促进市场公平竞争。"

从……转到……shift from... to...HSK 5

This pattern expresses a change in focus, direction, or state from one thing to another. 从 marks the starting point, and 转到 shows the new destination or orientation. It is frequently used to describe economic, social, or strategic changes.

"个贷市场竞争也将从粗放式获客转到透明定价和提升服务效率上。"

"业内人士普遍认为,个贷市场竞争也将从粗放式获客转到透明定价和提升服务效率上。"

Key Vocabulary

规定guī dìngHSK4

regulations; rules; provisions; stipulations

融资róng zīHSK7

financing

成本chéng běnHSK5

(manufacturing, production etc) costs

综合zōng héHSK5

comprehensive

个贷gè dài
jiāngHSK4
息费xī fèi
贷款dài kuǎnHSK6

to raise a loan (from e.g. a bank)

业务yè wùHSK5

business

deHSK1

of; ~'s (possessive particle)

市场shì chǎngHSK4

marketplace; market; bazaar

透明tòu míngHSK6

transparent

糊涂账hú tú zhàng
借款人jiè kuǎn rén
促进cù jìnHSK5

to promote (an idea or cause); to advance; boost

一张yī zhāng
suànHSK4

to calculate

调整diào zhěngHSK5

revision

密集mì jíHSK6

intensive

根据gēn jùHSK3

CL:個|个[ge4]

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