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Placed after a time expression, 以来 means 'since...' and indicates that a situation has continued from that time up to the present.
"3月份以来,多家城商行、农商行及村镇银行相继下调定期存款利率。"
相继 is an adverb meaning actions happen successively or one after another. It is often used in formal or news-style writing.
"多家城商行、农商行及村镇银行相继下调定期存款利率。"
Verbs like 降至, 进入, and 转向 show that a change leads to a new level, stage, or direction. This is common in formal descriptions of trends and transitions.
"中小银行2年期、3年期、5年期定期存款利率普遍降至2%以下。"
"中小银行正从粗放揽储转向差异化竞争。"
源于 means 'to originate from' or 'to stem from'. The pattern 这主要源于…… is used to explain the main cause of a situation in formal analysis.
"这主要源于净息差收窄压力和贷款端利率持续下行。"
通过 introduces the means or method used to achieve something. In this pattern, the first part gives the method, and 引导 introduces the intended effect or direction.
"即通过利率倒挂引导资金向中短期转移。"
interest rate
bank savings
CL:家[jia1],個|个[ge4]
(bound form) this; the (followed by a noun)
to join
to lower (prices, wages etc)
CL:個|个[ge4]
at the same time; simultaneously
competition
completely
(medicine) to metastasize
CL:個|个[ge4]
since (a previous event)
formal; official
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